Summary of Fees

The information contained in this table summarises key product features and is not intended to replace any terms and conditions.

On Application

Card Issuer FeeThis will be set by your distributing dealer
Additional Card FeeN/A
LimitsMaximum load amount £5,000 (£75,000 per annum) – following successful completion of cardholder identity verification check – otherwise £2,000 maximum load (£2,000 per annum) whereby KYC checks are then required in order to obtain maximum card balance £5,00
Usage RestrictionsCardholders must be over 18 years
You may not use your card at Pay at Pump petrol stations or motorway tolls

Ongoing Features

Transaction Fee2% of the purchase transaction amount (20p minimum, £1.50 maximum)
Cash Withdrawal Fee£1.50 for ATM withdrawal in the UK
£1.50 for ATM withdrawal in other currencies
£1000 per day maximum in up to 4 transactions, Max per transaction £300
Please note additional charges may be levied by the ATM provider
Balance EnquirySMS balance confirmation when your card is topped up (FREE)
Log into your account online at www.bread4scrap.com and check your balance at any time (FREE)
Call our automated phone service on +44 20 3475 5351 (standard call rate)
Check your balance at most ATMs (£0.15 fee applies)
Top Up Fees and LimitsFree at participating dealer
Top up limit is the lower of the balance remaining on card or £5000
Service FeeNo monthly management fee
2.75% on transactions not in GBP
£15 to request a refund of funds from card to bank account
£15 investigation fee into a disputed transaction that you turn out to be liable for
Replacement CardPlease speak with your local Scrap yard who will provide more information for a replacement card

Closure

Dormancy£2 per month after 3 months of inactivity
ExpiryExpiry date shown on card – not less than 30 months