Partner Information

Simplify your payments with Bread4Scrap!

  • No setup fee
  • No transaction fees
  • Make instant payments
  • Track payments and remain Home Office compliant
ARE YOUR SOLUTIONS COMPLIANT WITH HOME OFFICE GUIDANCE?

Yes. The Bread4Scrap prepaid Mastercard® Card is an e-money product which is reloadable and is only issued after full Know Your Customer (KYC) checks have been completed.

It provides a full electronic trail to a fully verified cardholder and meets all the criteria in the Home Office guidance document.

WHAT DO I PAY?

You will pay for card stock and delivery, which is £6.00 for each card including delivery to one address.

HOW DOES IT WORK?

We supply you with cards to hold in your safe. You record your customers details in our secure web portal

We electronically check them out to establish identity. You issue them with a card and load it, recording your internal details for cross reference.

A receipt is generated on screen, an email and SMS is sent immediately to the cardholder.

The funds are immediately available to be spent using the card and PIN which is inside a secure pack. Next time the customer comes in, they use the same card and you just load it

HOW DO I PAY FOR THE CARD LOADS?

We need a prefund or float from you covering the costs of the loads you need to make – to cover weekends and holidays this will be between 3-7 days worth of loads. These funds are held in a ring fenced client funds account. As you load cards from this – it is immediately updated and you can view all your daily activity from reports in our web portal.

DO I NEED ANY SPECIAL EQUIPMENT?

Not really, you need to ensure that you have a computer with an internet browser and stable connection to the internet to access our web portal. You will also need to be able to scan documents as requested and save them as files and will need to be able to print out receipts.

HOW DO I GET STARTED?

Once we have got you signed up, we can usually conduct training and allow you to start making payments onto cards within 3-4 weeks.

WHAT IF MY INTERNET GOES DOWN?

We would always recommend that you have a back up plan in place to pay your customers in the event of a loss of telephony connection. However, you should be able to run our service from a smartphone with a 3G internet connection with no problems.